Tools

Mortgage Repayment Calculator

Calculate mortgage payments, allows for overpayments. Great for working out outstanding mortgage balances.

Contract Workers Criteria Grid

Criteria for non PAYE & contractors

Remortgage Criteria

Criteria for remortgaging; location, offer validity, free legals, max LTV's.

Employed vs Self Employed Assessment of Income

Criteria for assessing whether applicant is employed or self-employed

Gifted Deposits & Concessionary Purchase

Criteria for where deposits acceptable from.

Shared Ownership Assessment
Initial eligibility & sustainability assessment from Homes England

Debt Consolidation Calculator
Compare the effect of consolidating debt into a mortgage.

Lender Credit Search Information

Shows whether a lender does a hard or soft credit search, and which agencies they use.

Estate Agent Code of Conduct

Need to remind the selling Agent that conditional offers aren't allowed.

Section 9c + 10a possibly most relevant.

BMI Guide

Allows you to quickly see a clients BMI from height/weight.

Protection Fact Find

Capture client health & lifestyle information

Protection Disclaimer

Client not wanting to take out protection, disclaimer asking them to sign to acknowledge offered but didnt want to take it out.

Transfers & Novations Form

ORIGO form for novating from one firm to another

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